/* ══════════════════════════════════════════════════════════════
   Bahia Mar Ventures — site stylesheet
   Follows the Bahia Mar Brand Guide (November 2026) / BMVP_2.
   Black grounds, blue-to-cyan gradient for emphasis, Playfair Display
   headlines, Inter for everything else, line icons (no emoji).
   ══════════════════════════════════════════════════════════════ */

:root {
  --black:      #000000;
  --dark1:      #0a0e1a;
  --dark2:      #0c1228;
  --navy:       #0f1e5e;
  --blue:       #1535c8;
  --cyan:       #00adef;
  --cyan-text:  #0973a4;   /* BMVP_2: cyan darkened for text on light grounds, 4.6–5.3:1 */
  --off-white:  #f2f6fc;
  --panel:      #e8f2fb;
  --white:      #ffffff;
  --slate:      #3d5470;
  --mid-slate:  #556f88;   /* BMVP_2: muted labels on light grounds, 4.6–5.2:1 */
  --rule:       #dce8f5;
  --people:     #e8533a;
  --risk:       #00adef;
  --ops:        #15803d;
  --owners:     #0973a4;
  --lane-line:  #2a3550;
  --grad:       linear-gradient(135deg, #1535c8 0%, #00adef 100%);

  --display: 'Playfair Display', Georgia, serif;
  --body:    'Inter', 'Segoe UI', Helvetica, Arial, sans-serif;
  --gutter:  clamp(16px, 5vw, 72px);
  --max:     1296px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; scroll-padding-top: 96px; }
body { font-family: var(--body); background: var(--off-white); color: var(--dark2); line-height: 1.6; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; display: block; }
a { color: inherit; }
.wrap { max-width: var(--max); margin: 0 auto; }

/* ── type helpers ── */
.kicker {
  font-size: 0.75rem; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--cyan-text); margin-bottom: 0.9rem;
}
.dark .kicker, .kicker.on-dark { color: var(--cyan); }
h1, h2, h3 { font-family: var(--display); line-height: 1.08; }
h2 { font-size: clamp(2.1rem, 4vw, 3.4rem); margin-bottom: 1.1rem; text-wrap: balance; }
.intro { font-size: 1.06rem; line-height: 1.8; color: var(--slate); max-width: 760px; }
.dark .intro { color: rgba(255,255,255,0.66); }
.grad-text { background: var(--grad); -webkit-background-clip: text; background-clip: text; color: transparent; }

/* ── buttons ── */
.btn {
  white-space: nowrap; display: inline-block; background: var(--grad); color: #fff; text-decoration: none;
  padding: 1rem 1.75rem; font-weight: 700; font-size: 0.95rem; border-radius: 2px;
  box-shadow: 0 6px 24px rgba(0,173,239,0.22); transition: transform .2s, box-shadow .2s;
}
.btn:hover { transform: translateY(-2px); box-shadow: 0 10px 32px rgba(0,173,239,0.35); }
.btn-ghost {
  display: inline-block; border: 1px solid rgba(255,255,255,0.28); color: #fff; text-decoration: none;
  padding: 1rem 1.75rem; font-weight: 600; font-size: 0.95rem; border-radius: 2px; transition: border-color .2s;
}
.btn-ghost:hover { border-color: var(--cyan); }
.text-link { color: var(--cyan-text); font-weight: 700; text-decoration: none; border-bottom: 1px solid currentColor; }
.dark .text-link { color: var(--cyan); }

/* ══ NAV ══ */
.site-nav {
  position: sticky; top: 0; z-index: 50; background: var(--black);
  border-bottom: 1px solid #141821;
}
.site-nav .wrap { display: flex; align-items: center; justify-content: space-between; gap: 2rem; padding: 16px var(--gutter); max-width: none; }
.logo { display: block; flex: none; }
.logo img { height: 44px; width: auto; }
.nav-links { display: flex; align-items: center; gap: 1.8rem; list-style: none; }
.nav-links a {
  font-size: 0.78rem; letter-spacing: 0.1em; text-transform: uppercase; text-decoration: none;
  color: rgba(255,255,255,0.75); transition: color .2s; white-space: nowrap;
}
.nav-links a:hover, .nav-links a[aria-current="page"] { color: var(--cyan); }
.nav-links .nav-cta {
  background: var(--cyan); color: #000; padding: 0.65rem 1.1rem; font-weight: 700; border-radius: 2px;
}
.nav-links .nav-cta:hover { color: #000; background: #12c8f8; }
.nav-phone { font-size: 0.8rem; color: rgba(255,255,255,0.5); white-space: nowrap; }
.nav-phone a { color: var(--cyan); text-decoration: none; font-weight: 600; }
.nav-toggle { display: none; background: none; border: 0; width: 40px; height: 40px; cursor: pointer; }
.nav-toggle span { display: block; height: 2px; background: #fff; margin: 7px 8px; transition: transform .25s, opacity .25s; }
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(9px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-9px) rotate(-45deg); }

@media (max-width: 1320px) {
  .nav-phone { display: none; }
}
@media (max-width: 1140px) {
  .nav-toggle { display: block; }
  .nav-links {
    display: none; position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; align-items: stretch;
    gap: 0; background: var(--black); border-bottom: 1px solid #141821; padding: 0.5rem var(--gutter) 1.25rem;
  }
  .nav-links.open { display: flex; }
  .nav-links li a { display: block; padding: 0.85rem 0; border-bottom: 1px solid #141821; }
  .nav-links .nav-cta { margin-top: 1rem; text-align: center; border: 0; }
  .logo img { height: 40px; }
}

/* ══ HOME HERO — the descriptor is the headline ══ */
.hero {
  position: relative; overflow: hidden; color: #fff;
  background: radial-gradient(ellipse 50% 70% at 88% 35%, rgba(21,53,200,0.32), transparent 70%), var(--black);
  padding: clamp(64px, 9vw, 110px) var(--gutter) 0;
}
.hero-swirl { position: absolute; right: -140px; top: 30px; width: min(640px, 70vw); opacity: 0.13; pointer-events: none; }
.hero .wrap { position: relative; }
.who { font-size: 0.8rem; font-weight: 600; letter-spacing: 0.18em; text-transform: uppercase; color: rgba(255,255,255,0.55); margin-bottom: 1.4rem; }
.who b { color: #fff; }
.hero h1 { font-weight: 900; font-size: clamp(3rem, 7.4vw, 6.5rem); line-height: 0.98; max-width: 1000px; }
.define { display: grid; grid-template-columns: auto 1fr; gap: 1.75rem; margin-top: 2.5rem; max-width: 900px; }
.define .pos { font-family: var(--display); font-style: italic; font-weight: 700; font-size: 1.25rem; color: var(--cyan); padding-top: 0.2rem; white-space: nowrap; }
.define p { font-size: clamp(1.08rem, 1.6vw, 1.32rem); line-height: 1.65; color: rgba(255,255,255,0.78); }
.define p b { color: #fff; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 1rem; margin-top: 2.5rem; }
.stats {
  display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 2rem;
  margin-top: clamp(48px, 7vw, 80px); padding: 2.1rem 0 3.5rem; border-top: 1px solid rgba(255,255,255,0.08);
}
.stats strong { display: block; font-family: var(--display); font-weight: 800; font-size: clamp(2rem, 3vw, 2.65rem); line-height: 1.15; }
.stats span { display: block; font-size: 0.74rem; letter-spacing: 0.09em; text-transform: uppercase; color: rgba(255,255,255,0.45); margin-top: 0.35rem; }
@media (max-width: 820px) { .stats { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 560px) {
  .define { grid-template-columns: 1fr; gap: 0.5rem; }
  .hero-swirl { opacity: 0.08; }
}

/* ══ SECTIONS ══ */
.section { padding: clamp(64px, 8vw, 104px) var(--gutter); }
.section.dark { background: var(--black); color: #fff; }
.section.dark h2 { color: #fff; }
.section.panel { background: var(--panel); }
.section.white { background: var(--white); }
.head { margin-bottom: 3rem; }
.head.center { text-align: center; }
.head.center .intro { margin: 0 auto; }

/* Where we fit: Bahia Mar spans the three advisor lanes, above daily operations (deck slide 3) */
.bridge { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: clamp(32px, 5vw, 64px); align-items: center; }
.bridge-top {
  background: var(--grad); border-radius: 4px; padding: 1.25rem 1rem; text-align: center;
  box-shadow: 0 10px 34px rgba(0,173,239,0.18);
}
.bridge-top b { display: block; font-family: var(--display); font-size: clamp(1.5rem, 2.4vw, 1.9rem); line-height: 1.1; color: #fff; }
.bridge-top span { display: block; margin-top: 0.35rem; font-size: 0.7rem; font-weight: 700; letter-spacing: 0.2em; text-transform: uppercase; color: rgba(255,255,255,0.92); }
.bridge-links { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; height: 40px; }
.bridge-links i { justify-self: center; width: 0; border-left: 2px dashed var(--cyan); }
.bridge-lanes { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.bridge-lane { background: var(--dark1); border: 1px solid #2a3550; border-radius: 6px; padding: 1.4rem 0.75rem; text-align: center; }
.bridge-lane span { display: block; font-size: 0.7rem; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; color: var(--cyan); margin-bottom: 0.35rem; }
.bridge-lane b { display: block; font-family: var(--display); font-size: clamp(1.1rem, 1.7vw, 1.35rem); color: #fff; }
.bridge-ops {
  margin-top: 22px; border: 1px dashed #2a3550; border-radius: 6px; padding: 1rem; text-align: center;
  font-size: 0.72rem; font-weight: 600; letter-spacing: 0.2em; text-transform: uppercase; color: rgba(255,255,255,0.62);
}
.bridge-points { display: grid; gap: 1.8rem; }
.bridge-points h3 { font-size: clamp(1.25rem, 1.9vw, 1.5rem); color: #fff; margin-bottom: 0.45rem; }
.bridge-points p { color: rgba(255,255,255,0.72); line-height: 1.7; font-size: 1rem; }
.bridge-example { margin-top: 3rem; padding-top: 2rem; border-top: 1px solid rgba(255,255,255,0.1); font-size: 1.08rem; line-height: 1.7; color: rgba(255,255,255,0.78); max-width: 1000px; }
.bridge-example b { color: var(--cyan); }
@media (max-width: 900px) { .bridge { grid-template-columns: 1fr; } }
@media (max-width: 520px) {
  .bridge-links, .bridge-lanes { gap: 8px; }
  .bridge-lane { padding: 1rem 0.4rem; }
  .bridge-lane span { font-size: 0.6rem; letter-spacing: 0.12em; }
  .bridge-ops { letter-spacing: 0.12em; }
}

/* The three cost centers */
.three { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
.cc { background: #fff; border: 1px solid var(--rule); border-radius: 6px; padding: 2rem; position: relative; }
.cc::before { content: ''; position: absolute; left: 0; top: 0; bottom: 0; width: 4px; border-radius: 6px 0 0 6px; }
.cc.people::before { background: var(--people); } .cc.risk::before { background: var(--risk); } .cc.ops::before { background: var(--ops); }
.cc-icon { width: 44px; height: 44px; border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 1.3rem; margin-bottom: 1.1rem; }
.cc.people .cc-icon { background: rgba(232,83,58,0.1); } .cc.risk .cc-icon { background: rgba(0,173,239,0.1); } .cc.ops .cc-icon { background: rgba(34,197,94,0.1); }
.cc h3 { font-size: 1.8rem; margin-bottom: 0.25rem; }
.cc .basis { font-size: 0.7rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--mid-slate); margin-bottom: 0.9rem; }
.cc p { color: var(--slate); line-height: 1.75; font-size: 0.95rem; }
.strip {
  margin-top: 2rem; background: var(--dark1); color: rgba(255,255,255,0.78); border-left: 4px solid var(--cyan);
  border-radius: 4px; padding: 1.4rem 1.75rem; line-height: 1.75; font-size: 0.98rem;
}
.strip b { color: var(--cyan); }
@media (max-width: 900px) { .three { grid-template-columns: 1fr; } }

/* Comparison */
.compare { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; }
.col { border-radius: 6px; padding: 2.2rem; }
.col.theirs { background: #0d1220; border: 1px solid rgba(255,255,255,0.08); }
.col.ours { background: linear-gradient(160deg, #0f1e5e 0%, #0a1a4a 60%, #062b45 100%); border: 1px solid rgba(0,173,239,0.35); }
.col-head { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; color: rgba(255,255,255,0.5); }
.col.ours .col-head { color: var(--cyan); }
.col h3 { font-size: 1.55rem; margin: 0.4rem 0 1.4rem; color: #fff; }
.col li { list-style: none; display: grid; grid-template-columns: 24px 1fr; gap: 12px; padding: 0.7rem 0; border-top: 1px solid rgba(255,255,255,0.07); color: rgba(255,255,255,0.72); font-size: 0.94rem; }
.col li::before { content: '✕'; width: 22px; height: 22px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 0.62rem; font-weight: 700; background: rgba(255,255,255,0.1); color: rgba(255,255,255,0.5); margin-top: 1px; }
.col.ours li::before { content: '✓'; background: var(--cyan); color: #000; }
.col.ours li { color: rgba(255,255,255,0.88); }
@media (max-width: 820px) { .compare { grid-template-columns: 1fr; } }

/* Working alongside your team */
.lanes { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 1.5rem; }
.lane { border-top: 2px solid var(--cyan); padding-top: 1rem; }
.lane h3 { font-size: 1.15rem; margin-bottom: 0.45rem; }
.lane p { font-size: 0.88rem; color: var(--slate); line-height: 1.7; }
.seam { position: relative; text-align: center; margin: 2.2rem 0 1.5rem; }
.seam::before { content: ''; position: absolute; top: 50%; left: 0; right: 0; height: 1px; background: repeating-linear-gradient(to right, rgba(0,173,239,0.45) 0 6px, transparent 6px 12px); }
.seam span { position: relative; background: var(--off-white); padding: 0 1rem; font-size: 0.66rem; letter-spacing: 0.17em; text-transform: uppercase; font-weight: 600; color: var(--mid-slate); }
.ours-band { background: var(--black); border-radius: 4px; padding: 1.5rem 1.8rem; display: flex; gap: 1.5rem; align-items: baseline; flex-wrap: wrap; }
.ours-band b { font-family: var(--display); font-size: 1.15rem; color: #fff; flex: none; }
.ours-band p { flex: 1 1 340px; color: rgba(255,255,255,0.72); font-size: 0.92rem; line-height: 1.7; }
.tw-close { margin-top: 2.2rem; text-align: center; color: var(--slate); line-height: 1.8; }
@media (max-width: 900px) { .lanes { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 520px) { .lanes { grid-template-columns: 1fr; } }

/* Services grid */
.svc-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.svc { background: #fff; border: 1px solid var(--rule); border-radius: 6px; padding: 1.9rem; text-decoration: none; color: inherit; display: flex; flex-direction: column; transition: transform .2s, box-shadow .2s, border-color .2s; }
.svc:hover { transform: translateY(-4px); box-shadow: 0 14px 40px rgba(15,30,94,0.1); border-color: rgba(0,173,239,0.45); }
.svc-num { font-family: var(--display); font-weight: 800; font-size: 0.95rem; color: var(--cyan-text); }
.svc-icon { font-size: 1.6rem; margin: 0.7rem 0 0.8rem; }
.svc h3 { font-size: 1.4rem; margin-bottom: 0.6rem; }
.svc p { color: var(--slate); font-size: 0.92rem; line-height: 1.7; flex: 1; }
.svc .more { margin-top: 1.2rem; font-size: 0.85rem; font-weight: 700; color: var(--cyan-text); }
@media (max-width: 960px) { .svc-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 600px) { .svc-grid { grid-template-columns: 1fr; } }

/* Process */
.steps { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 2rem; position: relative; }
.steps::before { content: ''; position: absolute; top: 26px; left: 12%; right: 12%; height: 2px; background: var(--grad); opacity: 0.35; }
.step { text-align: center; position: relative; }
.step-ball { width: 52px; height: 52px; border-radius: 50%; background: var(--grad); color: #fff; font-family: var(--display); font-weight: 800; font-size: 1.3rem; display: flex; align-items: center; justify-content: center; margin: 0 auto 1.1rem; box-shadow: 0 0 0 6px var(--off-white); }
.step h3 { font-size: 1.2rem; margin-bottom: 0.5rem; }
.step p { font-size: 0.9rem; color: var(--slate); line-height: 1.7; }
@media (max-width: 820px) { .steps { grid-template-columns: repeat(2, minmax(0, 1fr)); } .steps::before { display: none; } }
@media (max-width: 480px) { .steps { grid-template-columns: 1fr; } }

/* Contact */
.contact { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(32px, 5vw, 64px); align-items: start; }
.contact-card { background: #fff; border: 1px solid var(--rule); border-radius: 6px; padding: 2rem; }
.c-row { display: flex; align-items: center; gap: 0.8rem; margin-bottom: 0.85rem; color: var(--slate); }
.c-row a { color: var(--cyan-text); font-weight: 600; text-decoration: none; }
.c-ico { width: 34px; height: 34px; border-radius: 6px; flex: none; display: flex; align-items: center; justify-content: center; background: rgba(0,173,239,0.1); }
.people-list { display: grid; grid-template-columns: 1fr 1fr; gap: 1.2rem; margin: 1.5rem 0; padding-top: 1.5rem; border-top: 1px solid var(--rule); }
.person b { display: block; font-size: 1rem; }
.person span { display: block; font-size: 0.82rem; color: var(--mid-slate); margin-bottom: 0.4rem; }
.person a { color: var(--cyan-text); font-weight: 600; text-decoration: none; font-size: 0.9rem; word-break: break-all; }
.fine { font-size: 0.8rem; font-style: italic; color: var(--mid-slate); line-height: 1.72; margin-top: 1.5rem; }
@media (max-width: 860px) { .contact { grid-template-columns: 1fr; } }
@media (max-width: 420px) { .people-list { grid-template-columns: 1fr; } }

/* FAQ */
.faq { max-width: 880px; margin: 0 auto; display: grid; gap: 12px; }
.faq details { background: #fff; border: 1px solid var(--rule); border-radius: 4px; padding: 1.2rem 1.5rem; }
.faq summary { font-weight: 700; font-size: 1rem; color: var(--dark2); cursor: pointer; list-style: none; display: flex; justify-content: space-between; gap: 1rem; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: '+'; color: var(--cyan-text); font-size: 1.3rem; line-height: 1; flex: none; }
.faq details[open] summary::after { content: '−'; }
.faq details p { margin-top: 0.9rem; font-size: 0.95rem; color: var(--slate); line-height: 1.8; }

/* ══ INNER PAGE HERO ══ */
.page-hero {
  position: relative; overflow: hidden; color: #fff;
  background: radial-gradient(ellipse 50% 80% at 85% 30%, rgba(21,53,200,0.3), transparent 70%), var(--black);
  padding: clamp(64px, 8vw, 100px) var(--gutter) clamp(56px, 7vw, 88px);
}
.page-hero .hero-swirl { top: -40px; width: min(520px, 60vw); }
.page-hero .wrap { position: relative; }
.page-hero h1 { font-weight: 900; font-size: clamp(2.6rem, 5.6vw, 4.6rem); line-height: 1.02; max-width: 900px; }
.page-hero p { margin-top: 1.4rem; max-width: 660px; font-size: 1.12rem; line-height: 1.75; color: rgba(255,255,255,0.7); }

/* Services page */
.svc-nav { position: sticky; top: 78px; z-index: 40; background: rgba(10,14,26,0.96); backdrop-filter: blur(6px); border-bottom: 1px solid #141821; overflow-x: auto; }
.svc-nav .wrap { display: flex; gap: 0.25rem; padding: 0 var(--gutter); max-width: none; }
.svc-nav a { flex: none; padding: 0.95rem 1rem; color: rgba(255,255,255,0.7); text-decoration: none; font-size: 0.78rem; letter-spacing: 0.08em; text-transform: uppercase; border-bottom: 2px solid transparent; }
.svc-nav a:hover { color: var(--cyan); border-bottom-color: var(--cyan); }
.svc-section { padding: clamp(56px, 7vw, 92px) var(--gutter); border-bottom: 1px solid var(--rule); }
.svc-section:nth-of-type(even) { background: #fff; }
.svc-layout { display: grid; grid-template-columns: 1.35fr 1fr; gap: clamp(32px, 5vw, 64px); align-items: start; }
.svc-section h2 { font-size: clamp(2rem, 3.4vw, 2.8rem); }
.svc-section .lead { color: var(--slate); line-height: 1.85; margin-bottom: 1.5rem; }
.ticks { list-style: none; display: grid; gap: 0.7rem; margin-bottom: 1.8rem; }
.ticks li { display: grid; grid-template-columns: 22px 1fr; gap: 10px; color: var(--slate); font-size: 0.95rem; line-height: 1.65; }
.ticks li::before { content: '✓'; width: 20px; height: 20px; border-radius: 50%; background: rgba(0,173,239,0.14); color: var(--cyan-text); font-size: 0.68rem; font-weight: 800; display: flex; align-items: center; justify-content: center; margin-top: 3px; }
.ticks b { color: var(--dark2); }
.svc-aside { background: var(--black); color: #fff; border-radius: 6px; padding: 2.1rem; position: sticky; top: 150px; }
.svc-aside .big { font-size: 2rem; }
.svc-aside h3 { font-size: 1.5rem; margin: 0.6rem 0 0.8rem; }
.svc-aside p { color: rgba(255,255,255,0.66); font-size: 0.92rem; line-height: 1.7; }
.svc-stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(110px, 1fr)); gap: 1rem; margin-top: 1.6rem; padding-top: 1.4rem; border-top: 1px solid rgba(255,255,255,0.1); }
.svc-stats strong { display: block; font-family: var(--display); font-size: 1.7rem; }
.svc-stats span { font-size: 0.72rem; letter-spacing: 0.08em; text-transform: uppercase; color: rgba(255,255,255,0.5); }
@media (max-width: 900px) { .svc-layout { grid-template-columns: 1fr; } .svc-aside { position: static; } }

/* CTA band */
.cta-band { background: var(--grad); color: #fff; text-align: center; padding: clamp(56px, 7vw, 88px) var(--gutter); }
.cta-band h2 { color: #fff; }
.cta-band p { max-width: 640px; margin: 0 auto 2rem; color: rgba(255,255,255,0.9); line-height: 1.75; }
.cta-band .btn-white { display: inline-block; background: #fff; color: var(--navy); text-decoration: none; font-weight: 700; padding: 1rem 1.9rem; border-radius: 2px; }
.cta-band .phone-line { display: block; margin-top: 1.1rem; font-size: 0.92rem; color: rgba(255,255,255,0.85); }
.cta-band .phone-line a { color: #fff; font-weight: 700; }

/* About page */
.origin { max-width: 780px; margin: 0 auto; }
.origin p { font-size: 1.05rem; color: var(--slate); line-height: 1.9; margin-bottom: 1.4rem; }
.origin p strong { color: var(--dark2); }
.pull { border-left: 4px solid var(--cyan); padding: 0.4rem 0 0.4rem 1.6rem; margin: 2.2rem 0; }
.pull p { font-family: var(--display); font-size: clamp(1.4rem, 2.4vw, 1.8rem); line-height: 1.4; color: var(--dark2); margin: 0; }
.stat-band { background: var(--black); color: #fff; padding: clamp(56px, 7vw, 80px) var(--gutter); }
.stat-band .row { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 2rem; text-align: center; max-width: 1000px; margin: 0 auto; }
.stat-band strong { display: block; font-family: var(--display); font-weight: 800; font-size: clamp(2.4rem, 4vw, 3.2rem); }
.stat-band span { font-size: 0.78rem; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(255,255,255,0.55); }
.results-note { max-width: 700px; margin: 2rem auto 0; text-align: center; font-size: 0.78rem; font-style: italic; color: rgba(255,255,255,0.6); line-height: 1.7; }
@media (max-width: 700px) { .stat-band .row { grid-template-columns: 1fr; } }

/* Partner page */
.points { max-width: 780px; margin: 0 auto; }
.point + .point { margin-top: 2.6rem; }
.point h2 { font-size: clamp(1.5rem, 2.6vw, 2rem); margin-bottom: 0.8rem; }
.point p { color: var(--slate); line-height: 1.85; }

/* Legal pages */
.legal-hero { background: var(--black); color: #fff; padding: clamp(56px, 7vw, 84px) var(--gutter) clamp(40px, 5vw, 60px); }
.legal-hero > * { max-width: 860px; margin-left: auto; margin-right: auto; }
.legal-tag { font-size: 0.75rem; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; color: var(--cyan); margin-bottom: 0.8rem; }
.legal-hero h1 { font-weight: 900; font-size: clamp(2.4rem, 5vw, 3.6rem); }
.legal-hero .updated { margin-top: 0.8rem; color: rgba(255,255,255,0.55); font-size: 0.9rem; }
.legal-wrap { max-width: 860px; margin: 0 auto; padding: clamp(40px, 6vw, 72px) var(--gutter) clamp(64px, 8vw, 96px); }
.legal-section { margin-bottom: 2.4rem; }
.legal-section h2 { font-size: 1.55rem; margin-bottom: 0.8rem; }
.legal-section h3 { font-family: var(--body); font-size: 1rem; font-weight: 700; margin: 1.2rem 0 0.5rem; }
.legal-section p, .legal-section li { color: var(--slate); line-height: 1.8; font-size: 0.97rem; }
.legal-section ul { padding-left: 1.3rem; margin: 0.6rem 0; }
.legal-section li { margin-bottom: 0.35rem; }
.legal-section a { color: var(--cyan-text); }
.legal-section .contact-card { margin-top: 1rem; line-height: 1.8; color: var(--slate); }
.caps-block { text-transform: uppercase; font-size: 0.88rem !important; letter-spacing: 0.01em; }
.ack-box { background: var(--black); color: #fff; padding: 1.4rem 1.6rem; border-left: 4px solid var(--cyan); border-radius: 4px; font-weight: 600; font-size: 0.9rem; line-height: 1.7; }

/* ══ FOOTER ══ */
.site-footer { background: var(--black); color: rgba(255,255,255,0.55); padding: clamp(48px, 6vw, 72px) var(--gutter) 28px; font-size: 0.88rem; }
.f-top { display: grid; grid-template-columns: 1.6fr 1fr 1fr; gap: 3rem; padding-bottom: 2.4rem; border-bottom: 1px solid #141821; }
.f-brand .logo { margin-bottom: 1rem; }
.f-brand .logo img { height: 40px; }
.f-desc { font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--cyan); margin-bottom: 0.5rem; }
.f-brand p { line-height: 1.7; max-width: 380px; }
.f-col h4 { font-family: var(--body); font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; color: #fff; margin-bottom: 1rem; }
.f-col ul { list-style: none; display: grid; gap: 0.55rem; }
.f-col a { color: rgba(255,255,255,0.6); text-decoration: none; }
.f-col a:hover { color: var(--cyan); }
.f-disclaimer { padding: 1.6rem 0; font-size: 0.76rem; line-height: 1.75; color: rgba(255,255,255,0.4); border-bottom: 1px solid #141821; }
.f-bottom { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 1rem; padding-top: 1.4rem; font-size: 0.8rem; }
.f-bottom a { color: rgba(255,255,255,0.55); text-decoration: none; margin-left: 1.4rem; }
.f-bottom a:first-child { margin-left: 0; }
@media (max-width: 820px) { .f-top { grid-template-columns: 1fr 1fr; } .f-brand { grid-column: 1 / -1; } }
@media (max-width: 480px) { .f-top { grid-template-columns: 1fr; } }

/* ── line icons from the brand kit, in a square tinted 10% of their colour ── */
.icon-sq { width: 44px; height: 44px; border-radius: 6px; display: flex; align-items: center; justify-content: center; background: rgba(9,115,164,0.1); flex: none; }
.icon-sq img { width: 24px; height: 24px; }
.icon-sq.on-dark { background: rgba(255,255,255,0.92); }
.svc-icon { font-size: 0; margin: 0.8rem 0 0.9rem; }
.svc-aside .big { font-size: 0; }

/* ── Each Advisor Owns a Lane / The Impact of Our Work: light cards ── */
.cards3 { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
.card { background: var(--white); border: 1px solid var(--rule); border-radius: 6px; padding: 1.9rem; }
.card-top { display: flex; align-items: center; gap: 0.9rem; margin-bottom: 1.1rem; }
.card-tag { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; color: var(--mid-slate); }
.card h3 { font-size: 1.45rem; margin-bottom: 0.5rem; color: var(--dark2); }
.card p { color: var(--slate); font-size: 0.95rem; line-height: 1.7; }
.lane-note { margin-top: 2rem; max-width: 820px; font-size: 1.05rem; line-height: 1.75; color: var(--slate); }
.lane-note b { color: var(--dark2); }
.disc { width: 48px; height: 48px; border-radius: 50%; background: var(--grad); color: #fff; font-family: var(--display); font-weight: 800; font-size: 1.2rem; display: flex; align-items: center; justify-content: center; }
.impact .card h3 { margin-top: 1.1rem; }
@media (max-width: 900px) { .cards3 { grid-template-columns: 1fr; } }
/* on phones a long button label may wrap rather than push its card off-screen */
@media (max-width: 480px) { .btn, .btn-ghost { white-space: normal; text-align: center; } }